Bankrate
Shows current savings and CD rates from Bankrate and works out how much your savings could grow.
What Bankrate can do in ChatGPT
Current bank rates and simple savings math.
Savings Rates
See which savings accounts pay the highest APY now.
CD Rates
Look up current CD rates, including by city.
Growth Calculator
Work out what a deposit earns at a given rate.
Local Results
Ask for rates in a specific place you live.
Neutral Figures
Rates and numbers only, with no recommendations.
You stay in control
You approve access, and you can disconnect Bankrate at any time.
Apps 1
What Bankrate does in ChatGPT
The Bankrate plugin brings current consumer banking rates into ChatGPT. You can ask which savings accounts pay the highest yearly interest right now, or what CD rates look like in a particular city, and get Bankrate's figures back in the chat.
It also does savings math. Tell it an amount, a rate and a time span, and it works out how much the money would earn, for example $10,000 at 4.5% over three years. That makes it quick to compare what different rates mean in real dollars.
Bankrate describes the tool as objective and non-advisory. It reports rates and runs calculations but does not tell you which bank to pick or where to put your money. The listing does not mention connecting to any bank account, so the figures you get are general market rates, not your own balances.
Who it is for
- Savers comparing bank rates
- People shopping for a CD
- Anyone checking what interest really earns
How to add Bankrate to ChatGPT
- Open the Bankrate listing in ChatGPT ↗.
- Click Install plugin.
- Sign in to your Bankrate account when asked and approve the access it requests.
- Start a chat and ask for what you need, mentioning Bankrate if ChatGPT does not pick it up.
- To stop, disconnect Bankrate under apps in your ChatGPT settings.
Questions about Bankrate
What is the Bankrate ChatGPT plugin?
The Bankrate plugin brings current consumer banking rates into ChatGPT. You can ask which savings accounts pay the highest yearly interest right now, or what CD rates look like in a particular city, and get Bankrate's figures back in the chat. It is listed in ChatGPT's plugin marketplace under Finance.
What can I ask Bankrate to do in ChatGPT?
For example: "What are the highest savings account APYs right now?", "How much will $10,000 earn at 4.5% APY over 3 years?", "What are current CD rates in New York City?".
Who makes the Bankrate plugin for ChatGPT?
The ChatGPT listing names Bankrate as the developer. The version listed on 8 October 2026 was 2.0.0.
How do I add Bankrate to ChatGPT?
Open the Bankrate listing in ChatGPT, click Install plugin, sign in to your Bankrate account and approve the access it asks for. Then ask for what you need in a chat, mentioning Bankrate if ChatGPT does not pick it up.
Can Bankrate change things in my account, or only read?
It looks up rate data from Bankrate and runs savings calculations. The listing does not describe access to any bank account.
Who is the Bankrate plugin for?
Savers comparing bank rates, people shopping for a CD and anyone checking what interest really earns.
Does Bankrate give financial advice here?
No. The listing calls it an objective, non-advisory resource for rates and savings projections.
Can I see rates for my city?
The sample prompts include CD rates in New York City, so location-based questions are supported.
Does Bankrate see my ChatGPT chats?
When Bankrate is connected, ChatGPT may share the parts of your chats and memories that matter for a request with Bankrate. What Bankrate does with that data falls under its own terms and privacy policy. ChatGPT keeps your training-data settings, and you can disconnect at any time.
How do I disconnect Bankrate from ChatGPT?
Open your ChatGPT settings, go to apps, and disconnect Bankrate. You can reconnect later from the listing.
What are alternatives to Bankrate in ChatGPT?
Similar plugins in the ChatGPT marketplace include LendingTree, PortfolioIQ and Remitly. Each has its own page in this directory.
Privacy and your data
When Bankrate is connected, ChatGPT may share the parts of your chats and memories that matter for a request with Bankrate. What Bankrate then does with that data falls under its own terms and privacy policy, not only OpenAI's. ChatGPT keeps your training-data settings for data that comes from connected apps, and you can disconnect at any time.
Bankrate privacy policy ↗Bankrate terms ↗OpenAI: apps in ChatGPT ↗