Ethos

The Ethos plugin estimates what term life insurance might cost you before you commit to anything. You answer five short questions in ChatGPT about yourself and your health, and it shows a personal monthly price estimate based on your answers, right there in the chat window. It is listed in ChatGPT's plugin marketplace under Finance.

For example: "How much is life insurance for a healthy 32-year-old male non-smoker in California?", "What would $500,000 of cover for 20 years cost me?", "Compare a 10-year and a 30-year term for my estimate".

The ChatGPT listing names Ethos as the developer. The version listed on 8 October 2026 was 3.0.0.

Open the Ethos listing in ChatGPT, click Install plugin, sign in to your Ethos account and approve the access it asks for. Then ask for what you need in a chat, mentioning Ethos if ChatGPT does not pick it up.

It uses your answers to five questions to produce a price estimate. Finishing your rate happens on the Ethos site after you tap through.

Adults pricing term life cover, new parents protecting their family and people who want an estimate before applying.

No. The listing says all quoted prices are estimates and subject to underwriting.

Up to $3,000,000, with terms from 10 to 30 years.

When Ethos is connected, ChatGPT may share the parts of your chats and memories that matter for a request with Ethos. What Ethos does with that data falls under its own terms and privacy policy. ChatGPT keeps your training-data settings, and you can disconnect at any time.

Open your ChatGPT settings, go to apps, and disconnect Ethos. You can reconnect later from the listing.

Similar plugins in the ChatGPT marketplace include AIS Insurance, Choice Mutual and LendingTree. Each has its own page in this directory.